Patience and perspective drive real estate success. What starts as a small investment, carefully nurtured, can develop into something lasting — not due to timing, but because of vision. by Rich Arzaga, CFP®, CCIM This article by Jonathan Lansner , business columnist for the Southern California News Group, explores the evolving California apartment market. Beyond the tactical moves and creative development strategies he highlights, there are a few broader lessons here for real

by Rich Arzaga, CFP®, CCIM (A response to Venessa Wong’s MarketWatch article, “ People pay a lot for insurance. Sometimes it’s not enough...

How should someone decide between contributing to a Roth 401(k) and a Roth IRA? by Rich Arzaga, CFP®, CCIM One of the unique aspects of...

Home affordability and monthly mortgage payments, taxes, and insurance, ranked by UC cities. By Rich Arzaga, CFP®, CCIM In May 1972, my...

What’s New with Qualified Opportunity Zones and Funds By Rich Arzaga, CFP®, CCIM The 2017 Tax Cuts and Jobs Act (TCJA) introduced...

Urgent Highlights for 2025 and Beyond Tax Planning ¹ By Rich Arzaga, CFP®, CCIM The table below outlines key provisions impacting...

Potential tools to reduce interest rate risk and cash flow, let's take a few minutes to compare the Home Equity Lines of Credit (HELOCs)...

NewPark Mall, Newark, CA conceptual rendering. By Rich Arzaga, CFP®, CCIM When I first shared the initial article in this series on...

By Rich Arzaga, CFP®, CCIM The Real Estate Whisperer Financial Planning® As a landlord, you understand that your role goes beyond...

By Rich Arzaga, CFP®, CCIM I received the question below, which is growing in frequency. The question can apply to individuals or...

While the chart provides a high-level overview, personalized planning, and detailed calculations are essential for making informed...

by Rich Arzaga, CFP®, CCIM Questions about buying a first home often spark concern, especially for Millennials and Gen Z. Charts like the...

Recently sold at an approximately 80% discount from the previous sale: The Offices at Public Market Class-A Building, 6001 Shellmound St,...

Recent trends can help spot challenges and identify opportunities in the year ahead. By Rich Arzaga, CFP®, CCIM As we enter 2025, the...

Rich Arzaga, CFP®, CCIM Last week, the National Association of REALTORS® (NAR) hosted its year-end Real Estate Forecast Summit, featuring...

By Rich Arzaga, CFP®, CCIM Generative AI is revolutionizing business, and investment real estate is no exception. For advisors and...

CFP Board developed this Guide to the Practice Standards for the Financial Planning Process to illustrate how a CFP® professional might...

Republished in ReThinking65.com By Rich Arzaga, CFP®, CCIM Inheriting real estate from parents can be a significant financial lift for...

This is a starting point for identifying 1031 exchanges, and not a specific recommendation on your needs and circumstances. I hope this...

Please forward this to anyone you feel may be interested. A 15-hour Real Estate Investments for Financial Planners course starts soon at...