Press query response submitted to HerMoney.com , November 2025 by Rich Arzaga, CFP®, CCIM I was recently asked by a financial journalist to weigh in on a reader question: “Reverse mortgage versus home equity loan — which works better for retirees?”   It’s a great question, because although both tools tap into home equity, they are fundamentally different in how they function, how they are regulated, and how much risk they transfer to the retiree. In my response, I explained w