Press query response submitted to HerMoney.com , November 2025 by Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer ® Financial Planning I was recently asked by a financial journalist to weigh in on a reader question: “Reverse mortgage versus home equity loan — which works better for retirees?”   It’s a great question, because although both tools tap into home equity, they are fundamentally different in how they function, how they are regulated, and how much risk they tran