By Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer ®  Financial Planning I received the question below, which is growing in frequency. The question can apply to individuals or families with a lower net worth and or those who simply need financial advice or prefer to manage their own investments. I hope this reply can help someone you know. Question “I’m curious if you have any recommendations for financial planners working with folks with a lower net worth. I want to star