Three-bedroom apartment rents in major city centers vary widely across the world, raising important questions about affordability, ownership costs, and real investment performance. By Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer® Perspective matters   when we talk about rent —especially for people who live in, invest in, or advise clients in major U.S. housing markets. A recently published chart by Visual Capitalist  maps monthly rents for three-bedroom apartments in c

Both retirement savings and homeownership can support long-term financial independence, but only when the right questions are addressed first. Timing, balance, and execution—not impulse—ultimately shape the outcome. By Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer® President Trump has floated the idea of allowing 401(k) savers to use a portion of their retirement contributions toward a down payment on a home. While the details are still emerging, the proposal raises an