By Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer® The map and data referenced in this article were compiled and visualized by Visual Capitalist , using housing affordability data from the Globe and Mail . The Metric That Explains Housing Affordability Rather than focusing on headline home prices, this analysis relies on a simple but powerful measure: Price-to-Income Ratio The Price-to-Income Ratio  compares the median home price in a metro area to the gross median house

Markets don’t make decisions—investors do. The location of the market you invest in is one of the few levers you control. by Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer® Financial Planning With rental properties, there are things you control—and things you don’t. You can choose a fixed interest rate . You can model conservative rent and expense assumptions. You can decide how much leverage you’re willing to carry. What you can’t  control is when interest rates re