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Location Is a Lever: How Rental Property Investors Can Use (and Not Abuse) “Hot Market” Lists
Markets don’t make decisions—investors do. The location of the market you invest in is one of the few levers you control. by Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer® Financial Planning With rental properties, there are things you control—and things you don’t. You can choose a fixed interest rate . You can model conservative rent and expense assumptions. You can decide how much leverage you’re willing to carry. What you can’t control is when interest rates re

Rich Arzaga
6 days ago5 min read


A Clear-Eyed Look at Housing, Rates, and Real Estate Returns Heading Into 2026
A data-driven analysis of the U.S. housing market, mortgage rates, and residential real estate investment performance based on National Association of REALTORS® economic research. by Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer® Financial Planning Most #realestate investors feel like the market has gone quiet—maybe even stalled. Values seem flat, transactions feel slower, and confidence is mixed. But when you step back and look at the data professionals are using behin

Rich Arzaga
Dec 134 min read


Residential and Commercial Real Estate Economic Update by the NAR
I recently attended a National Association of Realtors(r) webinar titled "Economic and Commercial Market Outlook." The content was...

Rich Arzaga
Apr 4, 20221 min read
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