Potential tools to reduce interest rate risk and cash flow, let's take a few minutes to compare the Home Equity Lines of Credit (HELOCs) and Home Equity Conversion Mortgages (HECMs) (also known as reverse mortgages). by Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer ®  Financial Planning Managing debt is a frequent concern for many clients, particularly those seeking to consolidate credit card debt or reduce/eliminate mortgage payments. When it comes to accessing home e

NewPark Mall, Newark, CA conceptual rendering. By Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer ®  Financial Planning When I first shared the initial article in this series on Zombie Malls, I didn’t anticipate it evolving into a miniseries. Yet here we are, exploring one of the most compelling examples of revitalizing a declining property type: transforming dead shopping malls into vibrant multifamily developments. This trend addresses a critical housing shortage and ad

by Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer ®  Financial Planning Questions about buying a first home often spark concern, especially for Millennials and Gen Z. Charts like the above can amplify this uncertainty. The Good News There is a correct answer to the rent vs. own question for each household, and it lies in understanding your financial priorities, resources, cash flow, and long-term goals. As a financial planner, I’ve helped many navigate this decision by b

Recently sold at an approximately 80% discount from the previous sale: The Offices at Public Market Class-A Building, 6001 Shellmound St,...

Rich Arzaga, CFP®, CCIM Last week, the National Association of REALTORS® (NAR) hosted its year-end Real Estate Forecast Summit, featuring...

By Rich Arzaga, CFP®, CCIM Generative AI is revolutionizing business, and investment real estate is no exception. For advisors and...

Alleged Rent-Fixing of Apartments Nationwide Draws More Legal Scrutiny. Lawsuits contend that software company enables landlords to set...