While the chart provides a high-level overview, personalized planning, and detailed calculations are essential for making informed decisions. source of chart: Visual Capitalist. by Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer ®  Financial Planning Moving out of their current state often comes up during the financial planning process . Motivations vary, including proximity to family and grandchildren, finding a politically friendly environment, seeking lower state taxes

by Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer ®  Financial Planning Questions about buying a first home often spark concern, especially for Millennials and Gen Z. Charts like the above can amplify this uncertainty. The Good News There is a correct answer to the rent vs. own question for each household, and it lies in understanding your financial priorities, resources, cash flow, and long-term goals. As a financial planner, I’ve helped many navigate this decision by b

Recently sold at an approximately 80% discount from the previous sale: The Offices at Public Market Class-A Building, 6001 Shellmound St,...

Recent trends can help spot challenges and identify opportunities in the year ahead. By Rich Arzaga, CFP®, CCIM As we enter 2025, the...

Rich Arzaga, CFP®, CCIM Last week, the National Association of REALTORS® (NAR) hosted its year-end Real Estate Forecast Summit, featuring...

By Rich Arzaga, CFP®, CCIM Generative AI is revolutionizing business, and investment real estate is no exception. For advisors and...

CFP Board developed this Guide to the Practice Standards for the Financial Planning Process to illustrate how a CFP® professional might...

Republished in ReThinking65.com By Rich Arzaga, CFP®, CCIM , The Real Estate Whisperer ®  Financial Planning Inheriting real estate from parents can be a significant financial lift for beneficiaries. Receiving this gift comes with significant responsibilities and decisions. Understanding the best practices during this process can help beneficiaries maximize the benefits while avoiding potential pitfalls. Here are some key considerations when inheriting real estate, from under

This is a starting point for identifying 1031 exchanges, and not a specific recommendation on your needs and circumstances. I hope this...

Please forward this to anyone you feel may be interested. A 15-hour Real Estate Investments for Financial Planners course starts soon at...

Financial planning clients asking this question may not understand that there are more important questions to ask. Originally published...

By Rich Arzaga, CFP®, CCIM Put aside the known risks of real estate, with its value fluctuations and interest rate dynamics. Let's talk...

by Rich Arzaga, CFP®, CCIM Note: What follows is a message I sent today to my daughter. She has grown out of the student credit card we...

by Rich Arzaga, CFP ® , CCIM Real Estate and Economic Outlook, Midyear NAR Forecast Summit July 22, 2024. The National Association of...

This Wall Street Journal article does a good job articulating how many serious financial planners (those who go deep in planning) feel...

Question A friend of mine came across this site, and it strikes me as another scheme that preys on aspiring and inexperienced investors....

As promised, here is Part 2 of the post titled “Unlocking Potential: Are Shopping Malls Dinosaurs or Diamonds in the Rough for Real...

Imagine your real estate wealth-building plan is to purchase a handful of short-term rental properties in Hawaii. The long-term promise...

WSJ Link to Blackstone's Beleaguered Real-Estate Fund Stems Exodus Real estate, like all other asset classes, operates in cycles. This is...

Many taxpayers and investors have enjoyed the lower tax brackets brought about by the Tax Cuts and Jobs Act ("TCJA"). However, the...